Vol. 2 No. 1 (2019): Al-Musthofa: Journal of Sharia Economics

This article aims to examine the transformation of money as a means of modern financial payment. In the viewpoint of finance, electronic money is considered sufficient as a requirement of an object that can be functioned into money because it is easily to be stored, carried and not damaged traightforwardly. Indonesian Bank itself continues to encourage the use of electronic non-cash transactions. Several companies especially banking sectors apply electronic money in order to improve the convenience of the electronic money customers. Bank Indonesia also continuously strives to develop the system and rules on electronic financial transactions. Thus, it is expected that public society select electronic money transactions as a tool of payment for the advancement of the global economy in the millenial age.

The purpose of this study was to determine the role of sharia accontants in the era disruption, both in terms of their existence and contribution in the presentation of sharia and to maintain their code ethics in accordance with Islamic sharia. This reseach method uses a reseach method with a descriptive qualitative approach, where the date obtained is analyzed and then compared with the concepts obtained. The results of the study show that sharia accountants are able to maintain their axistence in the era disruption by improving technology skill while maintaining sharia principles and existing codes of athics.

Income is the response from what we do such as salary, rent interest, commission, expanse, and profit. The ring craftsman gets income from making a ring, and
that income will use to consuming thing or merits that they need. The high income can increase consumption ability and make the consumption higher. The high income can increase saving ability. Problem formulation in this research is first is the income influential to the consumption pattern of ring craftsman at Cihideunghilir Village Cidahu Subdistrict Kuningan Regency. Two is the income influential to saving ability of ring craftsman at Cihideunghilir Village Cidahu Kuningan West Java.

Some Muslims consider that the provisions in Islamic inheritance law (faraid) cause and separate the problem. Cases of inheritance distribution often end in disputes. In addition to using inheritance law, transfer of ownership of property in Islam can also be done through grants. For parents it is possible to share his wealth with his children and family or other heirs, while he is still alive. Is not that way disputes that occur between heirs can be minimized. It is therefore important to look for correlations between grants and inheritance to realize the equitable distribution of the economy in the family.

The era of globalization has greatly impacted the lives of the world community, especially in the economic field. Society is stimulated by various offers in the
market so that everyone is competing to fulfill their consumptive and hedonic desires. This era is very demanding to increase the ability of the community, especially the younger generation in maximizing their potential to be able to compete in the international world so that it is not eroded by the negative influence of the globalization era. Based on these problems, entrepreneurship becomes very important for millennial generations to answer global challenges so that they can lead to the country's goal, namely social welfare.