Arsyi Sabana, Adzil, Abdul Wahid Mongkito, and Siti Mariati. “Analisis Pengaruh NPF, FDR Dan BOPO TERHADAP Profitabilitas (ROA) Pada PT Bank Muamalat Indonesia Tbk (Tahun 2011-2020)”. Madinah: Jurnal Studi Islam 9, no. 2 (December 1, 2022): 292–316. Accessed October 20, 2026. https://jurnal.unitabah.ac.id/madinah/article/view/1387.